You're Either Overpaying Or Underprotected.Find Out Now.
Under 2 minutes. No cost. No commitment. Just clarity.
Complimentary. Confidential. Takes 2 minutes.
5-Star Reviews
Years Experience
States Licensed
Common Coverage Gaps We Identify
Many successful individuals are unknowingly exposed to significant risk
Umbrella Coverage
Your assets may exceed your liability limits. A lawsuit could put your savings, investments, and future earnings at risk.
Replacement Cost
Construction costs have risen dramatically. Many homes are insured for far less than it would cost to rebuild today.
Rental Properties
Investment properties require specialized coverage. Standard policies often leave landlords vulnerable to tenant-related claims.
A Local Agency That Feels Like Family
When you walk into our office, you are greeted by name. We are not a call center or a faceless website. KJO Insurance is a real office with real people who care about protecting your world.
With 25+ years serving Idaho communities, we know the local risks and we know our neighbors. That is the KJO difference.
Trusted Since 1999
25+ Years Protecting What Matters Most
For over two decades, KJO Insurance has been the agency Idaho families and businesses turn to for honest advice, competitive rates, and coverage that actually holds up when you need it.
Families Protected
States Licensed
5-Star Reviews
Office Locations
Your Coverage Analysis
A thorough review in three simple steps
Complete the Assessment
Answer questions about your assets, properties, and current coverage. All information is kept confidential.
Receive Your Report
Get an instant analysis identifying potential gaps in your coverage and personalized recommendations.
Expert Consultation
Schedule a complimentary review with our team to discuss your results and explore solutions.
Who Benefits From This Analysis
Homeowners
$300K+ property value
Property Investors
Rental or vacation homes
Business Owners
Personal & business assets
Vehicle Collectors
Boats, RVs, classic cars
Protect What You Have Built
Your assets deserve comprehensive protection. Our complimentary coverage analysis helps ensure you are not leaving anything to chance.